My domestic health insurance has international coverage; is that sufficient?

If your domestic health insurance includes international coverage, it may not automatically qualify for a Schengen visa — unless it clearly meets the official requirements. Here’s what you need to check 👇 🩺 1. Coverage Amount Your policy must cover at least €30,000 (around SGD 43,000) in medical expenses for emergencies abroad. 🌍 2. Coverage Area It must explicitly state that coverage applies to all Schengen countries, not just “Europe” or “international regions.” 🛫 3. Repatriation Clause Your plan must include emergency repatriation — meaning the insurer will pay for your return to Singapore in case of serious illness, accident, or death. 📄 4. Embassy Letter You’ll need a certificate or letter from your insurer confirming these details. General policy documents are usually not enough. 💡 Tip from Outbound Singapore: Most local health plans don’t provide full Schengen-compliant proof. We help our clients secure approved travel medical insurance instantly — meeting every embassy’s criteria without extra paperwork.